What You Need to Know Before Selecting a Bankruptcy Attorney
Before you would make a decision to file for such bankruptcy, it is quite important that you know that there are four ways that companies and individuals can file. The bankruptcy attorney can help you determine whether you must file for Chapter 13, 12, 11 or 7. Know that chapters 13 and 7 are personal choices. Know that chapters 11 and 12 are for the corporations and also for the agricultural businesses.
What you need to do is that you must find that bankruptcy attorney which practices the right chapter that you are going to file. These are those lawyers which focus on the personal finances, while the others may simply focus on businesses. You can also find those firm which are able to do both. A lot of the general firms that practice a wide variety of law are also an option. There are so many firms that opt for filing chapter 7 on behalf of an individual. The chapter 7 bankruptcy is the least complicated method which you may file.
Make sure that you select a bankruptcy attorney who is really experienced in such field. You like to find someone who knows what they are actually doing and one should also be very knowledgeable in settling those finances. When you choose to go with an individual as opposed to the firm, it would be best that you ask if the lawyer has such reference source which one uses in the event that they are not familiar with a certain part of the case. If you choose a firm, all the members of such practice may work together if there is a problem that would come up. The firms have those individuals who are knowledgeable in various areas and make all the references in-house. You could have your case dismissed when there is a small mistake and this is what you must keep in mind.
You should know if the person that you choose will be available to answer the questions that you have. You should know how long it would take for you to return the calls and also what happens when the lawyer isn’t available if the need arises. Is there a backup option? You should make sure that one is available so that you can proceed to being financially free.
Prior to making a decision, you need to go through the references first. There are many firms that are going to provide you with a list of clients which they have worked with previously. You could actually call them for you to know what they say regarding the lawyer.